Credit Analyst

At Axiom Bank, we encourage you to aim for the sky and leverage your expertise and passion to excel. We are a growing, dynamic organization – this is an exciting time to get on board!

We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success. We offer the following benefits to our Full Time Employees:

• 12 Paid Holidays
• Generous Paid Time Off
• 4% Match on our 401(k)
• Medical, Dental and Vision Benefits
• 100% Company Paid Life, AD&D Insurance, Short and Long Term Disability

Key Responsibilities and Accountabilities

The Credit Analyst's Key Accountabilities include, but are not limited to the following:

• Prepares Credit Memoranda in collaboration with Portfolio Managers and Relationship Managers.
• Participates in Executive Credit Committee meetings.
• Reviews, organizes and analyzes financial information relating to existing and new clients.
• Completes credit investigations from third party sources to augment credit decision making.
• Maintains the confidentiality of credit and customer information.
• Observes safety and security procedures and guidelines.
• Maintains a thorough knowledge of, and compliance with, Federal and State banking regulations and adherence with all Bank policies and procedures.
• Provides professional, courteous and efficient service to all internal and external customers.

Supervision of Personnel

• None

Working Conditions

• This position is performed in a regular office work environment, including ability to lift and carry files of up to 10 lbs. Extensive use of computer terminal and keyboard. The incumbent will be expected to be able to work Monday through Friday and work will mainly be performed at the Maitland location; occasional evening and weekend work may be required. Flexibility with work location and hours may be granted if circumstances permit.

Travel

• None

Qualifications Summary

Education

Bachelor’s degree in Finance, Accounting, or Business related program.

Experience

• 1-3 years of experience in commercial credit analysis within a financial institution; or the equivalent combination of education and experience. Completion of a formal credit training program is preferred.

Knowledge & Skills:

• Knowledge of Federal and State Lending Regulations as they pertain to commercial deposit and/or lending operations.
• Strong written and oral communications skills, with the ability to engage in successful analytical conversation and accurately document analysis and recommendations.
• Excellent organizational skills. Ability to pay close attention to detail. Team player, with demonstrated collaborative skills.

Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

(Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at [email protected])

Axiom Bank does not discriminate in employment opportunities or practices on the basis of any protected status. It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran

Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Any resumes submitted without a valid contract will be considered the sole property of Axiom Bank and no fee will be paid.