Senior Insurance Accountant

Job Description

Job Description

Harrison GraySearch is seekinga Senior Accountantto support ourclient and contributeto their commitmentto financialexcellence andinnovative clientsolutions. Inthis essentialrole, you willoversee all aspectsof insuranceaccounting, leadmonthly and annualstat and GAAP closes, and ensure regulatorycompliance inpartnership withcross-functional teams. You will playa key role inanalyzing andpreparing financialreports, participatingin system/process improvements, and providingcritical insightinto financialresults and operationaltrends.

Job Title :Insurance Senior Accountant

Location :Onsite Clearwater, Florida (Highpoint/ICOT/Gateway area)

Essential Duties & Responsibilities

• Compile and analyze financial data for general ledger entries and business transactions.
• Prepare NAIC quarterly and annual filings, and reinsurance settlement statements.
• Understand and accurately record earned, assumed, and ceded premiums on financial statements.
• Calculate and file quarterly premium taxes across multiple states.
• Allocate expenditures, encumbrances, receipts, and receivables as scheduled.
• Perform statistical, variance, and ratio analyses; deliver narrative management reports explaining trends and results.
• Conduct cash and intercompany account reconciliations, manage bank reconciliations, and ACH setups.
• Assess cash flow needs for various business units.
• Prepare and interpret balance sheets, profit & loss statements, and other financial documentation for management.
• Audit contracts, vouchers, and orderssubstantiate individual transactions.
• Monitor and enforce compliance with GAAP, Statutory Accounting Principles (SAP), and internal company policies.
• Identify and correct errors or inconsistencies in reports and entries.
• Support the implementation, documentation, and improvement of accounting systems and controls, with a focus on automation.
• Design and maintain pro formas for contracts and profitability analysis.
• Make accounting recommendations regarding reserves, assets, and expenditures.
• Prepare and file federal, state, and local reports and tax returns.
• Maintain strict confidentiality regarding client, company, and personnel information.
• Demonstrate commitment to company mission and values; adhere to attendance standards.
• Perform additional duties as assigned.

Required Qualifications

• Minimum 4 years of progressive accounting experience.
• At least 2 years of insurance industry experience (including Accident & Health or P&C).
• Minimum 2 years of direct statutory (STAT) accounting work.
• Minimum 4 years of GAAP accounting experience.
• Bachelor of Science degree in Accounting (required).
• LOMA or a relevant insurance designation is a plus.

Skills & Competencies

• Strong organizational and interpersonal skills.
• Excellent written and verbal communication abilities.
• Detail oriented; adept at multi-tasking and independently prioritizing.
• Highly task oriented, deadline-driven, and able to work autonomously.
• Advanced working knowledge of Excel (formulas, pivot tables, data analysis).
• Proficient in MS Word, Access, PowerPoint, and Outlook.
• Experience with QuickBooks is a plus.
• Familiarity with commission reporting software (APL, Clearwater Analytics), FSI Oasis, Premium Tax software, and Enrollment 123 is helpful.

Physical/Environmental Requirements

• Work performed in an office environment.
• Frequent use of computers, phones, and standard office equipment; may involve repetitive motions (typing, data entry, vision monitoring).
• Occasional bending, reaching, kneeling, stooping, and lifting up to 30lbs.
• Active customer and employee communication; data entry often performed while on the telephone.

Benefits

• Two flexible medical plans
• Comprehensive dental & vision coverage (company-paid vision)
• Health Savings Account (HSA) with pre-tax contributions
• Flexible Spending Accounts (FSA) for medical and dependent care
• Life and disability insurance (company-paid, with optional additional coverage)
• Generous Paid Time Off (PTO) and additional paid holidays
• Employee Assistance Program (EAP) for wellness support
• 401k retirement plan with company match after eligibility
• Paid training and clear career path with growth opportunities
• Dynamic, collaborative, and engaging work environment
• Competitive pay and compensation package
• High employee retention rate and regular recognition
• Direct interaction with senior management
• Easy commute to our office in Clearwater's Highpoint/ICOT/Gateway area
• Relocation assistance may be offered for candidates not in the region.