Payment & Deposit Operations Specialist

Job Description

Job Description

Join San Antonio Citizens Federal Credit Union as a Payment & Deposit Operations Specialist

Take the next step in your financial services career with a role where your work truly matters. This onsite opportunity is ideal for someone who enjoys structured, detail-driven work and takes pride in getting things right. In this role, you will work hands-on with ACH processing, wire transfers, and payment operations while supporting fraud detection, compliance, and risk management. Your work plays a direct role in protecting our members and ensuring safe, accurate financial transactions.

You will be part of a dedicated, team-oriented environment where people support each other and take ownership of their work. In return, we offer a competitive salary of $48,000 to $62,000 along with Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Paid Time Off, and a supportive workplace culture. This is more than a job... it is an opportunity to build a long-term career in banking operations, payments, and compliance.

San Antonio Citizens Federal Credit Union: Who We Are

We are a community-focused credit union built on the philosophy of people helping people. Our culture is guided by our Service Standards: Professional Integrity, Personal Engagement, Proactive Support, and Excellence in Service. These are not just words... they define how we show up for our members and for each other. We value being dependable, passionate, collaborative, empathetic, and committed to our community.

Are you excited about this Payment & Deposit Operations Specialist job?

In this role, you will be a detail-driven professional responsible for ensuring electronic payment transactions are processed accurately, on time, and in compliance with regulatory and internal standards. You will take ownership of your work, identify and resolve discrepancies, and understand the importance of precision in a risk-sensitive environment.

You will thrive here if you enjoy working in a structured, deadline-driven setting and take pride in being someone your team can rely on. Your experience with ACH processing, wire transfers, and payment systems will support the integrity of our operations and strengthen our fraud prevention and compliance efforts.

What matters most

Success in this role comes down to accuracy, accountability, and consistency. You should have a working knowledge of ACH processing, wire transfers, and electronic payments, along with an understanding of BSA AML, OFAC, and Regulation E. Strong attention to detail is critical, along with the ability to analyze issues, solve problems, and manage multiple priorities without sacrificing quality.

You will also need strong organizational skills, clear communication, and the ability to follow established processes and internal controls. Experience with Microsoft Office, especially Excel, and banking or core systems will support your success.

Knowledge and skills required for the position are:

• ACH processing, wire transfers, electronic payments,
• BSA AML compliance, OFAC, Regulation E,
• Attention to detail and accuracy,
• Analytical and problem-solving skills,
• Time management and ability to meet deadlines,
• Organization and process discipline,
• Written and verbal communication skills,
• Microsoft Office and Excel,
• Banking systems or core processing experience

Join us!

If you are looking for a role where you can grow your career in banking operations, payment processing, and financial compliance , while being part of a team that values doing things the right way, we would love to meet you.