Due Diligence Analyst 3 (Remote)

BankUnited
Hialeah, FL
SUMMARY: The primary purpose of this position is to review, assess, and validate customer records to aide in the detection of possible money laundering, terrorist financing, and fraud using risk-based approach methods while ensuring compliance with the Bank's established BSA/AML program.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

  • Review KYC for completeness and accuracy as part of customer validation in order to assess and document the risks associated with that customer.
  • Identify and address items through day-to-day assignments to ensure the Bank's KYC and CIP standards have been met.
  • Ensure ongoing due diligence efforts and KYC are maintained while identifying substantive changes to customer profiles.
  • Perform AML Screening/CDD/EDD reviews on prospects and new/existing customers in accordance with the Bank's policies and procedures.
  • Review and resolve EDD Verifier alerts; escalate findings to Manager when appropriate.
  • Perform searches utilizing Internet sources and/or third-party vendors (i.e. Google, LexisNexis and/or World Compliance) to determine negative news and obtain due diligence information for prospects and new/existing customers.
  • Respond to daily inquiries from peers, front-line and management regarding KYC/CIP and due diligence matters, when appropriate.
  • Communicate effectively with peers, front-line and management when requesting information or documentation and addressing concerns or findings.
  • Adhere to all designated time frames, manage workflow to the specified deadlines and complete responsibilities in a satisfactory manner.
  • Thoroughly document findings by preparing reports in a manner that is clear and comprehensible to BSA supervisors/managers, internal auditors and regulatory examiners.
  • Report and escalate all concerns or negative findings clearly and objectively to Manager.
  • Interact with bank examiners, internal auditors, and compliance personnel during BSA and AML related audits, if necessary.
  • Complete all job-related training in a timely manner and attend seminars or continuing education, as directed.
  • Perform any other assignments as directed by Manager.
  • Prepare and draft presentations/reports, as needed.
  • Actively participate in team meetings.
  • Actively assist the Manager in special projects that are both system related or involve special investigations or reviews.
  • Maintain close working knowledge of special projects, investigations or reviews and advises Manager of their progress and any matters of concern.
  • In absence of Manager, ensure proper workflow of customer review process and day-to-day assignments are addressed.
  • Interact and coordinate with due diligence team to resolve day-to-day issues and escalate to Manager, when appropriate.
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.

Supervisory Responsibilities

  • Supervises function, projects or services and/or one or more employees, as applicable.
  • Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.
  • Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance coaching; rewarding and disciplining employees; addressing complaints and resolving problems.

EDUCATION

College degree preferred

Experience

  • 7-9 Years banking experience or equivalent expertise in Anti-Money Laundering/Know Your Customer or Compliance roles, preferably within Alternative Funds Services required

CERTIFICATES, LICENSES, REGISTRATIONS

  • Certified Anti-Money Laundering Specialist (CAMS) preferred
  • Anti-Money Laundering Certified Associate (AMLCA) preferred

Knowledge, Skills And Abilities

  • Alternative Investment Funds legal documentation requirements and understanding
  • Strong understanding of financial markets, alternative investments, and due diligence processes
Posted 2025-08-23

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