Licensed Sales Representative - Life & Health Insurance - $150,000+ per year

Celestra Life
Miami Beach, FL

Licensed Sales Representative - Life & Health Insurance - $150,000+ per year

Remote / Field-Based (100% Flexible) | Full-Time / Part-Time | $75,000 - $150,000+ per year (Uncapped Commission + Bonuses + Residual Income)

At Celestra Life , we are disrupting the traditional insurance agency model. We don't believe in micromanagement, mandatory desk hours, or treating our agents like numbers. Our Mission is simple: To empower agents to run their own business, on their own terms, with world-class products. If you are a driven, licensed professional looking for a true partnership, exclusive warm leads, and uncapped earning potential, we want you on our team.

Who We Are: The Celestra Life Difference

We are an independent life insurance platform built for agents, by agents.

  • Our Core Focus: Providing families with absolute peace of mind through highly tailored life, health, and final expense insurance solutions. We meet clients where they are—virtually or right at their kitchen table.

  • Our Values: We are driven by true flexibility, empathy, continuous growth, and unwavering support . We aren’t just looking to hire sales reps; we are looking to build business owners.

Why Partner With Us? (The Perks)

We know that to attract top-tier licensed talent, we have to offer a top-tier platform. Here is what you get when you join Celestra Life:

  • Exclusive, High-Intent Leads: Stop begging friends and family or dialing cold lists. We provide you with real-time, high-quality leads from clients actively requesting coverage.

  • Uncapped Earning Potential: Enjoy industry-leading, top-tier commission structures, aggressive monthly bonuses, and the ability to build long-term residual income.

  • Day-One Vesting: Your book of business belongs to you from the very first day.

  • 100% Schedule Flexibility: You are the CEO of your day. Work the hours and days that align with your personal life and financial goals.

  • World-Class Support: Get direct mentorship from top-producing agents, ongoing product training, and back-office support so you can focus on what you do best: closing.

What You Will Do

  • Consult & Advise: Follow up on warm leads to connect with families, assess their financial needs, and provide expert guidance.

  • Present Solutions: Explain life, health, and final expense insurance products in a clear, relatable, and empathetic manner.

  • Close the Sale: Overcome objections, tailor coverage to fit client budgets, and write applications efficiently from the field or your home office.

  • Build Lasting Relationships: Deliver exceptional post-sale customer service to ensure high client retention and generate organic referrals.

What We Are Looking For

  • Active License: You must possess an active, valid state Life and Health Insurance License .

  • Sales DNA: A proven track record of closing sales and a competitive, goal-oriented mindset. (Experience in life/health insurance is strongly preferred).

  • Exceptional Communicator: High emotional intelligence, active listening skills, and the ability to build immediate trust with families from all walks of life.

  • Self-Starter: The discipline to manage your own schedule, follow up on leads aggressively, and treat your role like a growing business.

  • Tech-Savvy: Comfortable using CRM software, virtual meeting platforms (Zoom), and digital application portals.

Apply Today

Stop settling for low commissions and bad leads. Apply to Celestra Life today and step into the future of life insurance sales!

Celestra Life is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all independent contractors and partners.

Posted 2026-07-18

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