ACH Operations Initiatives, AVP

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

• Own and lead coordination, documentation, tracking and delivery of process improvement, risk mitigation and other initiatives within ACH Payments.
• Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful enterprise delivery.
• Analyze current-state operational and business processes, identify efficiency and control improvement opportunities and lead end-to-end implementation of sustainable solutions.
• Act as a key liaison with internal stakeholders and partner teams, building strong working relationships to drive alignment, resolve issues and deliver results.
• Manage day-to-day operational activities, including client profile setup and maintenance, research, investigations and issue resolution, as needed.
• Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new initiatives.
• Develop, maintain and enhance procedures, process flows, and operational documentation to support business-as-usual operations and change management.
• Proactively identify operational, regulatory and process risks, escalating and addressing issues appropriately.
• Stay informed on banking and payments industry trends and assess their impact on ACH operations and strategy.

• Extensive experience supporting ACH payment services, including a strong working knowledge of NACHA operating rules and guidelines.
• Solid understanding of payment file formats and end-to-end ACH transmission and processing workflows.
• Demonstrated experience representing operations team in large enterprise projects, with accountability for operational design, controls, and post‑implementation stabilization.
• Proven experience leading business analysis, process improvement and initiatives within an ACH payments environment.
• Demonstrated ability to independently manage complex initiatives with minimal oversight while delivering high-quality results.
• Strong critical thinking skills, with the ability to challenge existing processes and recommend effective alternatives.
• Excellent organizational and prioritization skills, with the ability to manage multiple concurrent initiatives in a fast-paced environment.
• Demonstrated ability to influence, coordinate and direct activities across teams without direct authority.
• Strong problem-solving, negotiation and conflict management capabilities.
• Professional, effective written, verbal and interpersonal communication skills, with experience communicating at multiple organizational levels.
• Sound and timely decision-making skills that demonstrate judgment, flexibility and resourcefulness.
• High level of integrity, customer focus and accountability.
• Self-starter with a strong sense of ownership and commitment to continuous improvement.

• Bachelor’s degree or equivalent relevant experience.

[MUFG Benefits Summary](

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.