Senior Risk Accountant

Job Title

Senior Risk Accountant

Location

Fort Lauderdale, FL

Employment Type

Full-Time | Exempt | Salaried

Reporting To

Corporate Controller

Position Overview

Aligned Solutions is seeking a Senior Risk Accountant for a well established company. The Senior Risk Accountant plays a key role in overseeing accounting activities related to corporate insurance and risk management programs. This position ensures accurate financial reporting, regulatory compliance, and timely reconciliation of insurance-related transactions. The role supports enterprise risk initiatives and contributes to the overall financial health of construction operations through detailed analysis, forecasting, and collaboration with internal and external stakeholders.

Key Responsibilities

• Develop, maintain, and update detailed monthly accounting schedules related to insurance and risk programs

• Prepare and post monthly journal entries to the general ledger based on supporting schedules

• Produce and submit monthly and quarterly reports, invoices, and required documentation to insurance carriers and administrators

• Review, validate, and process insurance-related invoices for payment

• Prepare quarterly forecasts for contractual and insurance-related financial items

• Reconcile intercompany transactions and review monthly financial statements for a third-party captive insurance entity

• Serve as the primary accounting contact for the captive insurance administrator, resolving issues and providing requested support in a timely manner

• Prepare reconciliations, schedules, and supporting documentation for annual external audits

• Supervise and mentor accounting staff within the risk function, ensuring accuracy, consistency, and adherence to deadlines

• Collaborate with risk management, finance, and project teams to ensure alignment and transparency

• Perform additional duties and special projects as assigned

Education and Experience

• Bachelor’s degree in Accounting or a related field

• 5–7 years of progressive financial accounting experience

• Prior experience within the construction industry is strongly preferred

• Working knowledge of construction-related insurance programs is highly desirable, including:

  • Subcontractor Default Insurance (SDI)

  • Contractor Controlled Insurance Programs (CCIP)

  • Payment and performance bonds

  • General liability insurance

• Experience with captive insurance companies is a plus

Technical Skills

• Proficiency in Microsoft Excel (intermediate required; advanced capabilities such as macros preferred)

• Strong ability to analyze complex financial data, identify trends, and support informed decision-making

• Proven experience reconciling accounts and resolving discrepancies efficiently

Professional Competencies

• Strong written and verbal communication skills for effective interaction with internal teams and external partners

• Exceptional organizational skills with the ability to manage multiple priorities and meet tight deadlines

• Demonstrated ability to work collaboratively across departments, including finance, risk management, and project teams

• High level of integrity with the ability to handle confidential and sensitive financial information

• Detail-oriented with a proactive approach to problem-solving