Portfolio Manager
- Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes.
- Partners with Relationship Managers to:
- Meet with current and prospective clients to understand the specific customer requirements and needs.
- Collect appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.
- Answer client questions; ensure all data is accurate for loan underwriting.
- Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators.
- Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits.
- Assist in the pricing and structure of new loans and renewals.
- Coordinates closing and booking events.
- Monitors industry trends and analyze specific industry trend data to identify potential areas of risk.
- Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings.
- Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s).
- Performs all other duties as assigned
- Bachelor’s degree in business, finance, accounting or equivalent work experience
- 2 years experience required; 2 - 4 years preferred
- Strong analytical abilities, credit underwriting skills
- Goal oriented, ability to take initiative using strong problem-solving skills
- Strong relationship building and interpersonal skills
- Accurate grammar, typing, and spelling skills
- Strong organizational skills
- Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Recommended Jobs
Senior Software Engineer, Core Product
Discord is used by over 200 million people every month for many different reasons, but there’s one thing that nearly everyone does on our platform: play video games. Over 90% of our users play game…
Radiology Technologist
Johns Hopkins Intrastaff is the internal staffing agency for the Johns Hopkins Health System and partner hospitals, providing temporary support to a variety of the Johns Hopkins locations. Our employ…
Product Manager - Distributor (LATAM)
MISSION OF THE POSITION We are seeking an experienced and results oriented Product Manager to drive the sales and inventory management of our technology product portfolio within the LATAM region. …
CLINICAL SUPERVISOR- MARION, FL
Gateway Foundation Inc Clinical Supervisors are responsible for: * Supervises Counselors and other clinical support staff delivering assessment, substance use disorder education and treatment, and cas…
CDL Flatbed Tractor Trailer Driver
Company specializing in the rebuilding and transporting of Waste Equipment. Job Details: Looking for Class A driver with Flatbed tractor trailer Experience. Experience with operating a Roll …
Consultant, Technical Product Management
We Put the World on Vacation Travel + Leisure Co. is the world’s leading vacation ownership and travel membership company, with a dynamic and growing portfolio of resort, travel club, and lifestyl…
Forum Director of Operations
JOB DESCRIPTION Job Title: Forum Director of Operations Reports To: OneHope Vice President of Finance Full Time ☒Part Time ☐Temporary ☐Exempt ☒Non-Exempt ☐ Job Sum…
Assistant Spa Manager
Benefits: ~401(k) matching ~ Competitive salary ~ Employee discounts ~ Free uniforms ~ Training & development Join a team that helps people feel their best—every day. Hand & Stone i…