AML Modeling Specialist

AML Modeling Specialist

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

As an AML Modeling Specialist, you play a key role in safeguarding the bank’s integrity and ensuring compliance with regulatory expectations. You design, enhance, and maintain analytical models that identify suspicious activity, strengthen the bank’s financial crime detection framework, and drive continuous improvement in AML monitoring capabilities. Your insights directly support the bank’s mission to protect customers and uphold trust across the global financial system.

• Develop and implement AML detection and segmentation models using statistical and machine learning techniques.

• Partner with compliance, risk, and data science teams to ensure model outputs align with business objectives and regulatory standards.

• Analyze transaction data to identify emerging money laundering patterns and typologies.

• Perform model validation, back-testing, and performance monitoring to ensure accuracy and effectiveness.

• Prepare model documentation, regulatory submissions, and audit materials.

• Support ongoing model governance, tuning, and optimization efforts to reduce false positives and improve efficiency.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Statistics, Mathematics, Economics or equivalent quantitative discipline. Required
Master's Degree Statistics, Mathematics, Economics or equivalent quantitative discipline. Preferred

• 3+ Years Risk Management, Risk Modeling, AML Req

• Deep understanding of AML processes, transaction monitoring systems, and financial crime risk.

• Proficiency in data analysis, model development, and statistical tools (e.g., Python, SAS, SQL, or R).

• Collaborative approach and ability to communicate technical findings to non-technical stakeholders.

• Commitment to operational excellence, model integrity, and regulatory compliance.

• Strong analytical mindset with the ability to translate complex data into actionable insights.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know :

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$67,500.00 USD

Maximum:

$140,000.00 USD

Link to Santander Benefits:

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Primary Location: Miami, FL, Brickell Plaza-Corp

Other Locations: Florida-Miami,Texas-Austin,New Jersey-Trenton,New York-Albany,Connecticut-Hartford,Massachusetts-Boston,Pennsylvania-Harrisburg,Rhode Island-Providence

Organization: Santander Holdings USA, Inc.