Commercial Auto Insurance Product Manager

COMPANY OVERVIEW:

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Commercial Auto Insurance Product Manager to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE:
We are looking for two results-driven Commercial Auto Insurance Product Manager with deep expertise in Florida commercial auto insurance to develop, refine, and manage commercial auto products that align with our growth, profitability, and customer experience goals. Each role is pivotal in shaping and optimizing our product offerings across target geographies, distribution channels, and risk segments.

The successful candidate will bring strong industry knowledge, analytical rigor, and a pragmatic mindset to drive product performance in competitive, highly regulated markets.
RESPONSIBILITIES:

• Own the end-to-end lifecycle of commercial auto products—from market assessment and ideation through filing, implementation, and ongoing performance optimization.
• Conduct competitive analysis, monitor market trends, and leverage data insights to define pricing, underwriting, and segmentation strategies tailored to non-standard auto exposures.
• Collaborate with Actuarial, Underwriting, Claims, Compliance, Technology, and Distribution teams to ensure product initiatives are executable, profitable, and compliant.
• Develop state expansion strategies and lead efforts to launch or revise products in existing and new markets.
• Monitor KPIs such as loss ratio, retention, growth, and underwriting profitability; implement corrective actions as needed.
• Drive the creation of product documentation including guidelines, rate/rule manuals, training materials, and regulatory filings.
• Serve as a subject matter expert for commercial auto within the broader product team; advise executives on market positioning, trends, and performance.
• Partner with Technology and Operations to enhance product delivery through digital and operational improvements.

QUALIFICATIONS:

• 5+ years of experience in Product Management within the commercial auto insurance is required. (Preferably in the Florida market)
• Deep understanding of commercial customer segments, agency dynamics, pricing levers, and risk characteristics.
• Experience managing products across multiple states and navigating regulatory filings (SERFF experience a plus).
• Strong analytical skills, with the ability to interpret trends, develop business cases, and translate data into action.
• Proven ability to influence and collaborate across cross-functional teams in fast-paced environments.
• Excellent written and verbal communication skills; ability to present findings and strategy to senior leaders.
• Bachelor’s degree in Business, Insurance, Actuarial Science, or related field; MBA or CPCU preferred.

WHAT WE OFFER

• Competitive compensation package with performance-based incentives
• An opportunity to shape strategy in a growing and mission-driven insurance organization
• Collaborative environment where innovation, data-driven decisions, and continuous improvement are valued

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit .

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
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